HealthCare.gov May Pick Your Next Health Plan

If your current insurer has left the Affordable Care Act marketplace for 2017, the federal government may very well choose your next health plan. Unless you act by either opting out of the exchange or by selecting an alternate plan, the government will choose a health plan for you under a new policy to make sure consumers maintain coverage in 2017.

Consumers in discontinued plans may very well receive a welcome kit from a new company and a bill for the January 2017 premium. They may be surprised to learn that they have been placed in a new health plan offered by a different insurance company, with different doctors and benefits.

The Administration says the assignment of plans will protect consumers from coverage lapses and it notes that consumers are free to choose another plan if they don’t like the one chosen for them. Without coverage or an exemption, consumers can face a tax penalty of $695 or more.

Click here to read the entire article from the NY Times.

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